Coastal1 Credit Union

Coastal1 Credit Union is Rhode Island's largest credit union, and I ran their public website end to end: the custom WordPress platform behind coastal1.org, the security posture that had to survive continuous audit, and the analytics and advertising infrastructure that connects a click to a funded loan.

Key Takeaways

  • Operated a credit union website as regulated infrastructure: every change shipped through a test environment, a git-deployed pipeline and a scheduled maintenance window.
  • Held a monthly security cadence for years, with web application scans, vulnerability alerts and firewall analytics reviewed and closed every cycle.
  • Wired third-party banking platforms, mortgage origination, account opening and card services, into one measurement layer, which is exactly where most financial-services tracking breaks down.
  • Gave the marketing team self-service control of rates, promotional banners and disclosures, removing the developer from routine publishing.
  • Kept the institution's TLS posture modern while preserving access for the real member base.

Organization

Coastal1 Credit Union, formerly Pawtucket Credit Union, is a member-owned cooperative headquartered in Pawtucket, Rhode Island, and the state's largest credit union. The website is a primary acquisition channel: mortgage, consumer lending, deposit accounts, credit cards, merchant services and wealth management all begin at coastal1.org.

Challenge

A credit union website is a banking channel, not a brochure. It carries a security review cadence far heavier than a typical marketing site, a marketing team that needs rates and campaigns live the moment they are approved, and conversions that complete on third-party platforms the institution does not control.

Solution

  • A custom WordPress platform with a governed deploy pipeline and scheduled maintenance windows.
  • Monthly security operations: scan triage, remediation and documentation appropriate to a regulated institution.
  • CMS tooling for rate tables, promotional banners and disclosures, built for marketing self-service.
  • Google Tag Manager containers, GA4 event architecture and ad platform conversions coordinated with each banking vendor's implementation team, so the funnel is measurable from click to funded application.
  • Recurring technical SEO remediation, content gap analysis and AI search preparation.

Results

  • Zero customer-impacting incidents across years of operation as a public banking channel.
  • Cost per funded application down roughly 25% on reliable cross-platform attribution.
  • Rate publishing turnaround cut roughly 80% through marketing self-service.
  • Organic visibility up roughly 40%.
  • Modern TLS coverage above 97% of real traffic.